# Overview

> Prepaid virtual card issuing for platforms and businesses, including card creation, cardholder management, transaction visibility, and card lifecycle controls.

Use Onerway Issuing to create and manage prepaid virtual cards for online purchasing scenarios. After onboarding and card creation, you can manage card status, query transaction records, and receive event notifications for card operations and card transactions.

## Core features

- Issue prepaid virtual cards through the Onerway platform
- Use the merchant portal for visual operations or API integration for automated issuing workflows
- Manage the card lifecycle, including freeze, unfreeze, termination, deposit, and balance return
- Trace card transactions across authorization, settlement, refund, verification, and related event states
- Let Onerway handle PCI DSS scope for sensitive card data surfaces

## Merchant workflow

| Step | Description |
| --- | --- |
| Onboarding | Register an account, submit KYC materials, and obtain issuing access after approval. |
| Account funding | Submit a funding request so the currency account balance can support card creation and card operations. |
| Select card product | Confirm the card product, issuing market, currency, card network, and usage details with Onerway. |
| Create cardholder | Create the cardholder linked to the card and responsible for card spending. |
| Create card | Associate the cardholder, set the deposit amount, and create the virtual card. |
| Card spending | Use the card for online purchases after creation succeeds. |
| Transaction query and management | Query transaction records, manage card status, and process follow-up actions such as disputes when applicable. |

## Start here

- [Setup](/issuing/get-started/setup) — prepare the Issuing environment, `ApiKey`, IP allowlist, merchant credentials, and event callback URL
- [API specifications](/issuing/api-reference) — review common request headers, response envelope, currency and timestamp rules, and response codes
- [Create cardholder](/issuing/api-reference/endpoints/create-cardholder) — create the cardholder required before card creation
- [Create card](/issuing/api-reference/endpoints/create-card) — create a prepaid virtual card for a cardholder
- [Event webhooks](/issuing/api-reference/webhooks/card-operation-event) — receive asynchronous card operation and transaction events